"Success in real estate comes down to two factors: taking risks and taking action!"

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Get Pre-Approved

Getting pre-approved for a mortgage is one of the most important thing you can do when you're planning to buy a home.

Mortgage pre-approvals are documents that verify you can get approved for a mortgage loan. Pre-approvals are not an official loan approval - they are the green light to shop around and find the perfect home. You can't make an offer without a pre-approval.

Steps to Getting Financing

In a competitive market, homes sell quickly. You wouldn’t want to miss out on the home
of your dreams because you don’t have a pre-qualification letter.

Monthly Payment

The most crucial part of buying a home is being sure you can afford its payment. So, before you get pre-approved, decide how much you feel comfortable spending each month and write that number down.

A mortgage lender may pre-approve you for a larger monthly payment. We recommend you stay within your budget.

Apply to Get Pre-Qualified

Mortgage Company

Mortgage pre-approvals are available for free through most mortgage websites with no obligation to proceed. Many home buyers get their mortgage from a different mortgage company that pre-approved them. So, don’t overthink this step.

The critical part of getting your pre-approval is that you get it. Without a pre-approval, you cannot buy a home.

Schedule an Appointment

Complete the Application

As part of your pre-approval, the lender may ask for supporting paperwork, including:

Bank statements
W-2 statements
Pay stubs and proof of deposits
Federal tax returns
Student loan statements

You don't need them downloaded or on your hard drive in advance. Just know where to find these documents when you get asked.

Apply to Get Pre-Qualified

Get Pre-Approved

Mortgage pre-approvals get processed online or in person. The simplest pre-approvals are self-service.

Home buyers can get a free mortgage pre-approval from any mortgage lender or do a self-service pre-approval in under three minutes.

Make an Offer

In this market, timing is critical. When you find the home you want, you may need to make an offer right away, otherwise someone else may get your home!

Being pre-approved enables you to move quickly and get that offer in!

Start the Buying Process

Once your offer is accepted, then you begin the due diligence phase of the home buying process. Getting an inspection, an appraisal, finding your lender, getting your downpayment together and getting ready to move in!

Getting Pre-Approved Allows You to Move Quickly!

A mortgage pre-approval is the questionnaire that's the first step in buying a home. It tells a buyer which mortgages they can use and how much house they can buy.

Apply to Get Pre-Approved

Reviews

"For first time buyers, Christie supported us the whole way! Very helpful and provided the best service! Thank you!"

Adolfo Sanchez

"Don't hesitate to call Christie. You will get A+ service! She is smart and personable and gets fast results. Most of all, we had total trust in her judgement. Her expertise is invaluable."

Karen & Michael Raines

"Christie made sure she answered every question we had in a timely manner. She was always there to help no matter the time! Couldn't be happier with my home, thank you so much Christie!"

Elvira Rodriguez

"Christie was instrumental in getting my house looking perfect, creating beautiful pictures, and working diligently to get it sold. Please don't hesitate to contact her for your real estate needs."

Kathy M.

"Absolutely loved working with Christie was very helpful in all matters and very patient throughout the way. It took us a will to get our home but she was right there with us cheering on."